Do you actually know what your insurance covers? Or are you like most people—paying the bill every month and hoping everything works out if something ever goes wrong? Insurance is one of the most important financial protections in your life. Yet millions of homeowners, drivers, and business owners buy policies they don’t fully understand. They assume coverage exists, overlook critical details, and only discover the gaps when they file a claim. Insurance professional Cheri Martinen has spent years helping families and business owners navigate the confusing world of policies, claims, and risk. Her commitment to consumer education earned her recognition as one of Inc. Magazine’s “5 Most Admired Business Leaders Shaping the Future in 2025.” Through her work with clients, she’s seen firsthand how small misunderstandings about insurance can lead to costly surprises. In Covered: The Smart Buyers’ Guide to Home, Auto, & Business Insurance, Cheri breaks down complex insurance concepts into clear, practical advice anyone can understand. Using real-life examples and straightforward explanations, she shows readers how to make smarter coverage decisions before problems happen. In this book, you’ll learn: How to understand the insurance policies you already have Why common coverage gaps leave families and businesses exposed How to avoid the most expensive insurance mistakes people make The system for choosing the right coverage without overpaying Why the name on a policy matters more than most people realize What you need to do when you file a claim and advocate for yourself when something goes wrong Insurance doesn’t have to feel mysterious or overwhelming. When you understand how coverage works, you can close dangerous gaps, protect what you’ve built, and move forward with confidence. If you want clear explanations, practical guidance, and real-world examples that make insurance finally make sense, then you’ll love Covered: The Smart Buyers’ Guide to Home, Auto, & Business Insurance. Buy Covered today and take control of your coverage before the next unexpected moment arrives.
