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portada An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria
Type
Physical Book
Publisher
Author
Language
English
Pages
20
Format
Paperback
ISBN13
9783656331575

An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria

Saifullahi Sani Ibrahim; Haruna Mohammed Aliero (Author) · Grin Verlag · Paperback

An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria - Saifullahi Sani Ibrahim; Haruna Mohammed Aliero

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Delivery: 26 Aug - 04 Sep Shipping: 14 to 15 business days.
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Synopsis "An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria"

Research Paper (undergraduate) from the year 2011 in the subject Economics - Other, grade: none, Usmanu Danfodiyo University, Sokoto (School of Arts and Social Sciences), course: Economics, language: English, abstract: This study examines the factors that influence Farmers access to formal banking credit in the rural areas of Nigeria. The data used was collected from rural areas of Katsina State. The study used probit modelling approach to analyse the factors that influence farmers' accessibility to formal credit. The study found that the level of income, collateral, educational attainment and marital status have significant positive influence on farmers' access to formal credit, while age and sex have insignificant positive influence on the farmers' access to credit. On the other hand, interest rate and transaction cost have significant negative influence on the farmers' access to formal credit. Thus, the paper concluded that with the prevailing banking arrangement in Nigeria, rural farmers have little or no access to credit from conventional banks. Therefore, the study recommended the use of both group lending arrangement and character lending, so that farmers in the rural areas could be reached with formal credit.

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