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portada Psychometric Qualification in Microfinance
Type
Physical Book
Author
Publisher
Language
English
Pages
60
Format
Paperback
Dimensions
22.9x15.2x0.4 cm
Weight
0.10 kg.
ISBN13
9786205707500
Categories

Psychometric Qualification in Microfinance

Jose Antonio Rojas Babilonia (Author) · Our Knowledge Publishing · Paperback

Psychometric Qualification in Microfinance - Rojas Babilonia, Jose Antonio

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Synopsis "Psychometric Qualification in Microfinance"

We studied how the psychometric credit evaluation in the process of granting credit to microentrepreneurs influences the profitability of a banking institution, specialized in microfinance, using the variables of effectiveness, efficiency and profit margin (gross, operating and net), to be contrasted with the content of the study. Likewise, such results will be useful for the financial institution to corroborate whether or not the implementation of such credit risk measurement methodology, since its launching, is favorably affecting its profitability ratios and, consequently, is aligned with the financial objectives of the business. It should be noted that the entity will also be able to know whether or not it is promoting financial inclusion in the country. This is in favor of self-employed workers who have no credit experience whatsoever and are eager to obtain loans for the development of their enterprises.

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